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Johnny Bravo Loan Officer

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A Veteran's Guide to Unlocking the Power of VA Energy-Efficient Mortgages

A Veteran's Guide to Unlocking the Power of VA Energy-Efficient Mortgages

Starting the process of becoming a homeowner? The VA Energy Efficient Mortgage (EEM) program is a gold mine that is just waiting to be uncovered if you are a veteran! It's not only about owning a house; it's also about making it an affordable, earth-happy

Oct 02, 2025 |

Mortgage Heroes - PMI and MIP

Mortgage Heroes - PMI and MIP

So, you're in the thick of the thrilling world of mortgages, and suddenly, PMI and MIP crash the party. What are these alphabet soup acronyms, and why do they seem intent on complicating your home-buying vibes? No need to leave the mortgage soiree –

Apr 24, 2025 | Purchasing a Home

What is a 3-2-1 Buydown?

Hey, future homeowner! Are you prepared to decipher the mortgage code and explore the realm of affordability? We're going to solve the puzzle of the 3-2-1 buydown today, which is your go-to tactic for a trouble-free transition into homeownership. Understa

Feb 06, 2025 | Purchasing a Home

The Art of Wealth Building Through Vacation Homes

The Art of Wealth Building Through Vacation Homes

Vacation homes can function as essential components of a well-rounded investment portfolio in addition to providing a haven from the everyday grind. The excitement of having a vacation house where you can make lifelong memories is irresistible, but the tr

Feb 04, 2025 | Purchasing a Home

Navigating Your Good Faith Estimate: A Compass for Homebuyers

Navigating Your Good Faith Estimate: A Compass for Homebuyers

Purchasing a home is like going on a fantastic journey; it's thrilling but also full of detours in the form of financial decisions and paperwork. One of the most crucial tools you have for your trip will be your Good Faith Estimate (GFE). When you apply f

Jan 30, 2025 | Purchasing a Home

Building Your Dream House Fund: A How-to Guide

Building Your Dream House Fund: A How-to Guide

Achieving house ownership requires aspirations, diligence, and a dedication to creating a future in which each nook and cranny of a floorboard reveals a tale. I know how difficult it may be to save money for a down payment since I've been there. However,

Jan 28, 2025 |