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Johnny Bravo Loan Officer

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Mortgage Heroes - PMI and MIP

Mortgage Heroes - PMI and MIP

So, you're in the thick of the thrilling world of mortgages, and suddenly, PMI and MIP crash the party. What are these alphabet soup acronyms, and why do they seem intent on complicating your home-buying vibes? No need to leave the mortgage soiree –

Apr 24, 2025 | Purchasing a Home

What is a 3-2-1 Buydown?

Hey, future homeowner! Are you prepared to decipher the mortgage code and explore the realm of affordability? We're going to solve the puzzle of the 3-2-1 buydown today, which is your go-to tactic for a trouble-free transition into homeownership. Understa

Feb 06, 2025 | Purchasing a Home

The Art of Wealth Building Through Vacation Homes

The Art of Wealth Building Through Vacation Homes

Vacation homes can function as essential components of a well-rounded investment portfolio in addition to providing a haven from the everyday grind. The excitement of having a vacation house where you can make lifelong memories is irresistible, but the tr

Feb 04, 2025 | Purchasing a Home

Navigating Your Good Faith Estimate: A Compass for Homebuyers

Navigating Your Good Faith Estimate: A Compass for Homebuyers

Purchasing a home is like going on a fantastic journey; it's thrilling but also full of detours in the form of financial decisions and paperwork. One of the most crucial tools you have for your trip will be your Good Faith Estimate (GFE). When you apply f

Jan 30, 2025 | Purchasing a Home

Embracing Digital Delights: How to Use Online Tools in Homebuying

Embracing Digital Delights: How to Use Online Tools in Homebuying

If you’re dreaming of your new home,  I'm here to guide you on a digital adventure in homebuying. Gone are the days of just driving around looking for "For Sale" signs—welcome to the era where house hunting meets tech, making it a breeze

Jan 23, 2025 | Purchasing a Home

What to Consider When Buying Waterfront Property

What to Consider When Buying Waterfront Property

Waterfront property—the dream of many, where you wake up to the sound of waves lapping gently at the shore, or perhaps the serene lull of a flowing river. But before you toss your money into the deep blue sea and buy your slice of paradise, let&rsqu

Jan 14, 2025 | Purchasing a Home